How do I use a calling card? With most cards you dial an access number first, then put in your PIN and dial the phone number.

What are the rates with a calling card? Calling card rates vary by carrier. There are different types for different situations. Some have better rates for international calling, some have better rates for state to state calling. To make sure you get the right card you should try the best rate calculator.

How do I pay for the calls with a calling card? Some cards are prepaid cards. You pay for them in advance, usually with a credit or debit card. Some cards are post-paid. You pay for the amount you use monthly.

Are calling cards cheaper than regular phone rates? It all depends on the card. Most are slightly higher than regular phone cards.

Are there any catches? Yes, you will want to read the fine print when you purchase a calling card. Be careful of high connection fees. Some cards may only charge 2 cents per minute, but more than likely they have a high per call fee.